Rich DeWitt Wealth Management
Planning Your Future Together
Rich DeWitt Wealth Management is a registered investment adviser based in Chattanooga, Tennessee, providing personalized financial planning, retirement planning, and investment management services to individuals and families.
Your committed partner through your financial journey
We believe financial planning should be clear, educational, and built around your life — not a one-size-fits-all approach. Whether you are preparing for retirement, building wealth, or navigating a financial transition, we work alongside you to develop a strategy tailored to your goals, timeline, and risk tolerance.
With the cutting-edge tools for financial planning and a decade of diverse experience, together we will navigate your financial Landscape to achieve your dreams.
Financial guidance starts with a conversation. Contact us at (423) 954-7273 or click here to fill out a contact form.
A Different Kind of Financial Advisor
Many people have worked with financial advisors who seemed more focused on products than on people. At Rich DeWitt Wealth Management, our approach is built around education and transparency.
Rich DeWitt is a financial advisor with decades of experience working with individuals and families in the Chattanooga area. Rather than simply managing accounts, we prioritize helping clients understand the reasoning behind every recommendation — because informed clients make better long-term decisions.
RDWM operates as a fiduciary, meaning we are legally obligated to act in your best interest at all times — not in the interest of any product or commission.
All services are delivered under a fiduciary standard. Advisory services are only provided where RDWM is properly registered or exempt from registration.
Financial Services Offered by Rich DeWitt Wealth Management
Rich DeWitt Wealth Management offers the following financial planning and advisory services to clients in Tennessee and surrounding states:
Financial Planning
A comprehensive roadmap coordinating income, savings, debt, insurance, investments, and long-term goals into one cohesive strategy.
Retirement Planning
Strategies designed to help individuals prepare for and transition into retirement, including IRA planning, 401(k) rollovers, Social Security timing, and income distribution.
Investment Management
Portfolio construction and ongoing monitoring aligned with your risk tolerance, time horizon, and financial objectives.
Legacy & Estate Planning
Guidance on structuring assets to support loved ones and long-term charitable goals, coordinated with estate planning professionals.
Transparency
We explain every strategy, fee, and recommendation in plain language. You will always understand what we are doing and why before any decision is made.
Financial Education
We don't just tell you what to do — we explain why. Clients who understand their financial plan are more confident and better prepared for life's inevitable changes.
Fiduciary Commitment
As a registered investment adviser, RDWM is held to a fiduciary standard. Your interests come first in every recommendation, and all conflicts of interest are disclosed.
Personalized Approach
We conduct a thorough assessment of your financial situation, goals, risk tolerance, and time horizon before recommending any strategy. No two clients have the same plan.
Product Services
Insurance
Life Insurance // Long-term Care Insurance (LTC) // Hybrid Life/LTC Insurance // Disability Income Insurance
Employer Retirement Plans
Defined Contribution // Defined Benefit // Profit-sharing // SEP IRAs // SIMPLE IRAs
Fixed-income Investments
Bonds: Corporate Debt Securities · US Treasury Securities · US Agencies Securities · Municipal Bonds // Certificates of Deposit (CDs) // Unit Investment Trusts
Equity Investments
Common Stocks
Exchange-traded Funds
Education Savings
529 Plans
Individual Retirement Accounts (IRAs)
Roth IRAs // Traditional IRAs
Annuities
Money Market Funds • Mutual Funds
Tools
Estate Considerations // Financial Calculators // Investor Education Programs // Online Account Access // Plan Reviews // Portfolio and Retirement Research · Equities · Exchange-traded Funds · Fixed Income · Mutual Funds // Retirement Plans // Rollovers and Consolidation // Saving, Spending and Borrowing // Solutions // Systematic Investing